Term life insurance, also known as pure life insurance, is a type of death benefit that pays the heirs of the policyholder throughout a specified period of time.
Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the term life insurance policy to lapse.
• Term life insurance guarantees payment of a stated death benefit to the insured's beneficiaries if the insured person dies during a specified term.
• Our Term Life policy guaranteed death benefit and feature no savings component as is found in a whole life insurance product.
• Term life premiums are based on a person’s age, health, and life expectancy.
• You can purchase term life policies for any amount of years at PIC.
• Our Term Life policy is a major requirement for some bank loans
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